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Best Overall Card for Online Shopping 




 

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Chase Freedom Flex®

 

Chase Freedom Flex® stands out as the best overall credit card for online shopping in the U.S. thanks to its 5% rotating cash-back categories that frequently include top e-commerce platforms like Amazon and PayPal, along with strong everyday rewards—all with no annual fee.

 

Rating: ★★★★☆ (4.7/5)
Annual Fee: $0
 

Reward Rates:

  • 5% cash back on rotating quarterly bonus categories (often includes Amazon.com, PayPal, Walmart.com) on up to $1,500 in combined purchases each quarter (activation required)

  • 5% on travel purchased through Chase Ultimate Rewards®

  • 3% on dining and drugstores

  • 1% on all other purchases

 

Best For: Online shoppers who want to maximize rewards on purchases at Amazon, PayPal, and other seasonal online categories

 

With its flexible 5% cash back categories and frequent inclusion of popular online retailers, the Chase Freedom Flex® is ideal for savvy shoppers looking to earn big on their digital purchases. Its combination of strong category bonuses, no annual fee, and access to Chase Ultimate Rewards® makes it a powerful and practical choice for anyone who regularly shops online.

Find the Best Credit Card for You — Backed by Capital Corner’s Expert Research

The best credit card isn’t one-size-fits-all — it’s the one that matches your unique lifestyle, goals, and spending habits. At Capital Corner, our team has reviewed and rated the best credit cards in Canada and the U.S. for 2025 — from high-reward travel cards and cashback champions to 0% APR offers and no-annual-fee options — so you can find the perfect fit for your wallet.

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  • 400+ credit cards reviewed and curated with real-world value in mind

  • Independent and unbiased research focused on financial literacy and empowerment

  • 10,000+ hours spent comparing fees, rewards, perks, and fine print

  • Transparent rating criteria so you always know how cards are evaluated

  • Built by financial educators who make it easy to compare, understand, and apply\

Our credit card content is created and reviewed by experienced finance professionals, not salespeople. Whether you're a student building credit, a family maximizing cashback, or a frequent flyer chasing points — Capital Corner is your trusted guide.

Best Credit Cards for
Online Shopping

Best for: simplicity
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Wells Fargo Active Cash® Card

5.0/5
Best for: Simplicity

Annual Fee

$0

Interest rate

19.24% - 24.24%

Intro offer

$200

Recommended credit score

690 - 850 (Good - Excellent)

Card Details 

2% Unlimited Cash rewards on purchases.


Rewards


  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.

  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.

  • Earn unlimited 2% cash rewards on purchases.

  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.

  • $0 annual fee.

  • No categories to track or remember and cash rewards don’t expire as long as your account remains open.

  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.

  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

Best for: matching bonus
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Discover it® Cash Back

4.9/5
Best for:  matching bonus

Annual Fee

$0

Interest rate

18.24% - 27.24%

Intro offer

Cashback Match™

Recommended credit score

690 - 850(Good - Excellent)

Card Details 

5% Cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.

1% Cash back on all other purchases.


Rewards: 


  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.

  • Redeem your rewards for cash at any time.

  • Apply and you could get a decision in as little as 60 seconds. No annual fee.

  • Start shopping and earning rewards in minutes with your digital card, before your physical card arrives in the mail, if eligible.

  • Get a 0% intro APR for 15 months on purchases. Then 18.24% to 27.24% Standard Variable Purchase APR applies, based on credit worthiness.

  • Terms and conditions apply.

Best for: Amazon Prime Members
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Prime Visa

4.6/5
Best for: Amazon Prime Members

Annual Fee

$0

Interest rate

19.49% -28.24%

Intro offer

$150

Recommended credit score

690 - 850 (Good - Excellent)

Card Details 

5% Cash Back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership.

2% Cash back at gas stations, restaurants, and on local transit and commuting (including rideshare).

1% Cash Back on all other purchases.


Rewards:

  • Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members

  • Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership

  • Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership

  • Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)

  • Earn unlimited 1% back on all other purchases

  • No annual credit card fee

  • No more waiting. Redeem daily rewards at Amazon.com as soon as the next day

  • Member FDIC

Best for: Everyday spending
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Blue Cash Everyday® Card from American Express

4.9/5
Best for: Everyday spending

Annual Fee

$0

Interest rate

20.24% - 29.24%

Intro offer

$200

Recommended credit score

690 - 850 (Good - Excellent)

Card Details 

3% Cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%).

3% Cash Back on U.S. online retail purchases (up to $6,000 per year, then 1%).

3% Cash Back at U.S. gas stations (up to $6,000 per year, then 1%).

1% Cash Back on other purchases.


Rewards: 


  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening

  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!

  • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more

  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.

  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99%-28.49%.

  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Flex® card

  • Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.

  • Member FDIC

Best for: Cash bonus
The_Platinum_Card.avif

Chase Freedom Flex®

5.0/5
Best for: cash bonus

Annual Fee

$0

Interest rate

18.99% - 28.49%

Intro offer

$200

Recommended credit score

690 - 850 (Good - Excellent)

Card Details 

5% Cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.

5% Cash back on Chase travel purchased through Chase Travel®.

3% Cash back on dining.

3% Cash back at drugstores.

1% Cash back on all other purchases.


Rewards 


  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening

  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!

  • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more

  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.

  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99%-28.49%.

  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Flex® card

  • Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.

  • Member FDIC

Best Rewards Back Card

Chase Freedom Unlimited®

  • Affiliate Compensation: Often $200–$400+ per approved sign-up (through major affiliate networks like CJ, FlexOffers, or Impact)

  • High Conversion Rate: One of the most popular no-annual-fee cards

  • Very Attractive Rewards:

    • 5% on travel through Chase Ultimate Rewards

    • 3% on dining and drugstores

    • 1.5% on all other purchases (higher than the standard 1%)

    • $200 sign-up bonus after spending $500 in the first 3 months

  • No annual fee

  • Backed by a strong brand (Chase), which builds trust and increases conversion

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