Best Overall Credit Card for Gas
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CIBC Dividend® Visa Infinite Card* stands out as the best overall credit card for gas in Canada, thanks to its high cash-back rate at gas stations, strong rewards on groceries and daily spending, and built-in travel protection.
Rating: ★★★★☆ (4.7/5)
Annual Fee: $120 (often waived for the first year)
Reward Rates:
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4% cash back on gas and groceries
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2% on dining, transportation, and recurring bill payments
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1% on everything else
Best For: Drivers and families looking to maximize rewards at the pump and on everyday essentials
With a generous 4% back on gas and groceries, this card is perfect for commuters, road trippers, and families looking to stretch every dollar. It also includes travel insurance, mobile device protection, and the ability to redeem cash back at any time—making it one of the most well-rounded and practical cash-back cards in Canada.
Find the Best Credit Card for You — Backed by Capital Corner’s Expert Research
The best credit card isn’t one-size-fits-all — it’s the one that matches your unique lifestyle, goals, and spending habits. At Capital Corner, our team has reviewed and rated the best credit cards in Canada and the U.S. for 2025 — from high-reward travel cards and cashback champions to 0% APR offers and no-annual-fee options — so you can find the perfect fit for your wallet.

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400+ credit cards reviewed and curated with real-world value in mind
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Independent and unbiased research focused on financial literacy and empowerment
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10,000+ hours spent comparing fees, rewards, perks, and fine print
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Transparent rating criteria so you always know how cards are evaluated
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Built by financial educators who make it easy to compare, understand, and apply\
Our credit card content is created and reviewed by experienced finance professionals, not salespeople. Whether you're a student building credit, a family maximizing cashback, or a frequent flyer chasing points — Capital Corner is your trusted guide.
Best Credit Cards for
Gas
Best for: Points

CIBC Aventura® Visa Infinite Privilege* Card
5.0/5
Best for: Points
Annual fee
$499
Interest rate
20.99% - 22.99%
Intro offer
Up to 80,000 Points
Recommended Credit Score
760-900
Card Details
3x Points on travel purchased through the CIBC Rewards Centre.
2x Points on eligible dining.
2x Points on eligible gas & electric vehicle charging.
2x Points on eligible groceries.
1.25x Points on everything else.
Rewards:
Earn 25,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods. Earn 25,000 Aventura Points when you spend $6,000 or more in the first 4 monthly statement periods. Earn 30,000 Aventura Points as an additional anniversary bonus.
Receive 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: over $340 value.
Get a $200 annual Travel Credit. Plus, get 2 NEXUS™ Application Fee rebates: a $134 value.
Earn 3 points for every $1 spent on travel purchased through the CIBC Rewards Centre.
Earn 2 points for every $1 spent on eligible dining, entertainment, transportation, gas, electric vehicle charging, and groceries.
Earn 1.25 points for every $1 spent on all other purchases.
Earn 1.25 Aventura Points for every $4.00 spent on a CIBC Global Money Transfer™. There are no transaction fees and no interest charged as long as the balance is paid by the payment due date.
Redeem points for airline tickets, merchandise, gift cards and more.
Apply points toward a CIBC Aventura credit card balance or select CIBC financial products.
$499 annual fee.
Unwind at the airport in a relaxing lounge with 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program. Speed up border crossings with 2 NEXUS application fee rebates every 4 years.
Access business class bookings exclusive to this card for a future getaway.
Enjoy dedicated taxi and limo services, exclusive dining and wine experiences, VIP benefits at luxury hotels and more with Visa Infinite Privilege.
Get up to 25% off auto rentals at participating Avis® and Budget® locations worldwide when you pay with your Aventura card.
Link a Journie Rewards card to save on every fill-up at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.
Preferred rates: 20.99% for purchases, 22.99% for cash advances (21.99% for cash advances if you live in Quebec).
The information for the CIBC Aventura® Visa Infinite Privilege* Card has been collected independently by NerdWallet. The card details on this page have not been reviewed or provided by the card issuer.
Best for: Students

Scotiabank American Express® Card (for students)
5.0/5
Best for: Students
Annual fee
$0
Interest rate
19.99% - 22.99%
Intro offer
Up to 5,000 Points
Recommended Credit Score
N/A
Card Details
3x Scene + points on every $1 you spend at Sobeys, Safeway, FreshCo, Foodland and more. Plus, earn 3 Scene+ points per CAD spent on hotel and car rental bookings made through Scene+ Travel.
2x Scene+ points for every $1 you spend on eligible restaurants, fast food, drinking establishments, other eligible grocery stores, food delivery, entertainment, gas, daily transit and streaming services.
1x Scene+ point for every $1 spent on all other eligible everyday purchases, including any spending that exceeds the $50,000 annual limit for accelerated earn rates.
Rewards:
No annual fee.
Free supplementary cards.
Earn 3 Scene+ points on every $1 you spend at Sobeys, Safeway, FreshCo, Foodland and more. Plus, earn 3 Scene+ points per CAD spent on hotel and car rental bookings made through Scene+ Travel.
Earn 2 Scene+ points for every $1 you spend on eligible restaurants, fast food, drinking establishments, other eligible grocery stores, food delivery, entertainment, gas, daily transit and streaming services.
Earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases, including any spending that exceeds the $50,000 annual limit for accelerated earn rates.
Mobile device insurance provides up to $500 of coverage for new cell phones, smartphones, or tablets purchased with the card, protecting against loss, theft, accidental damage, or mechanical failure.
Purchase security for the first 90 days from the date of purchase.
Extended warranty coverage doubles the original manufacturer’s warranty for up to one year.
Optional insurance coverage includes life, critical Illness, hospitalization, disability, job loss, strike or lockout benefits.
Access to Scene+ Travel, a full-service travel agency.
Access to American Express Invites with offers on music, theatre, dining, film, fashion and shopping experiences.
Save up to 25% off base rates at participating AVIS and Budget locations in Canada and the U.S. when you pay with your Scotiabank American Express Card.
Tap your Scotiabank American Express Card or your smartphone for quick easy payments.
Best for: Travelers

American Express® Gold Rewards Card
5.0/5
Best for: Travellers
Annual fee
$250
Interest rate
21.99% - 21.99%
Intro offer
Up to 60,000 Points
Recommended Credit Score
660 - 724
Card Details
2x Points on eligible travel purchases.
2x Points on eligible purchases at gas stations in Canada.
2x on eligible purchases at grocery stores in Canada.
2x on eligible purchases at drugstores in Canada.
1xPoint on purchases everywhere else.
Rewards:
Earn up to 60,000 Membership Rewards® points:
New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card.
This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation.
Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more.
Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else.
The Card is now available in your choice of Gold or Rose Gold metal options.
Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card.
You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online.
As a Gold Rewards Cardmember, you can receive complimentary membership in Priority PassTM – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply.
Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used.
Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit.
Transfer points 1:1 to several frequent flyer and other loyalty programs.
1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster.
Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 28.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details
American Express is not responsible for maintaining of monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
To be eligible, you must have a Canadian credit file and be a Canadian resident of the age of majority in the province or territory where you live.
Best for: Cash back

SimplyCash® Preferred Card from American Express
5.0/5
Best for: Cash back
Annual fee
$119.88
Interest rate
21.99% - 21.99%
Intro offer
Up to $250
Recommended Credit Score
660 - 724
Card Details
4% Cash back on eligible gas station purchases in Canada.
4% Cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually).
2% Cash back on all other purchases.
Rewards
Earn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months.
Earn accelerated earn rates on eligible gas and grocery purchases.
Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases.
Access events and special offers curated for Cardmembers with Amex Experiences™
Extensive insurance coverage and 24/7 Customer Service.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment
Best overall gas credit card

CIBC Dividend® Visa Infinite* Card
5.0/5
Best overall gas credit card
Annual fee
See Product Details
Interest rate
See Product Details
Intro offer
Up to $300
Recommended Credit Score
760 - 900
Card Details
4% Cash back on gas & electric vehicle charging.
4% Cash back on groceries.
2% Cash back on dining.
2% Cash back on transportation.
2% Cash back on recurring payments.
1% Cash back on everything else.
Rewards
$120 annual fee (first year rebated).
Purchase Interest Rate: 20.99%.
Cash Advance Interest Rate: 22.99% (21.99% for residents of Quebec).
Welcome Offer: Join and earn over $400 in value including a first year annual fee rebate. Here's how you can earn over $400 in value: Earn a 10% cash back welcome bonus of up to $250 (first 4 statements†). A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements. First year annual fee rebate valued at $120.
After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.
2% cash back on eligible transportation, dining purchases and recurring payments.
1% cash back on all other purchases.
Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®.
Save over $600 with CIBC and Skip – Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Infinite Card with Skip.
Save on gas with CIBC and Journie Rewards – Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.
This is a digital-exclusive offer. To be eligible for this offer: 1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.† This offer is reserved for you. Please do not forward it to anyone else.
CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.
†Terms and Conditions Apply. Select Apply Now to learn more.
Best Rewards Back Card
Chase Freedom Unlimited®
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Affiliate Compensation: Often $200–$400+ per approved sign-up (through major affiliate networks like CJ, FlexOffers, or Impact)
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High Conversion Rate: One of the most popular no-annual-fee cards
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Very Attractive Rewards:
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5% on travel through Chase Ultimate Rewards
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3% on dining and drugstores
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1.5% on all other purchases (higher than the standard 1%)
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$200 sign-up bonus after spending $500 in the first 3 months
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No annual fee
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Backed by a strong brand (Chase), which builds trust and increases conversion

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