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Best Overall Credit Card for Groceries 


 

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Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express stands out as the best overall credit card for groceries in the U.S., offering unmatched cash-back rates at U.S. supermarkets and practical everyday categories that align perfectly with most households.

 

 

Rating: ★★★★★ (4.8/5)
Annual Fee: $0 intro annual fee for the first year, then $95
 

Reward Rates:

  • 6% cash back at U.S. supermarkets (on up to $6,000 per year, then 1%)

  • 6% on select U.S. streaming subscriptions

  • 3% on transit (including taxis, rideshare, parking, trains, buses)

  • 3% at U.S. gas stations

  • 1% on all other purchases

Best For: Maximizing rewards on groceries, streaming, and everyday family essentials

With its industry-leading 6% cash back at U.S. supermarkets, the Blue Cash Preferred is perfect for families, students, or anyone who spends significantly on groceries. Add in rich rewards on gas, transit, and streaming services, and you get a powerhouse card that covers your everyday life—earning you hundreds back every year.

Find the Best Credit Card for You — Backed by Capital Corner’s Expert Research

The best credit card isn’t one-size-fits-all — it’s the one that matches your unique lifestyle, goals, and spending habits. At Capital Corner, our team has reviewed and rated the best credit cards in Canada and the U.S. for 2025 — from high-reward travel cards and cashback champions to 0% APR offers and no-annual-fee options — so you can find the perfect fit for your wallet.

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  • 400+ credit cards reviewed and curated with real-world value in mind

  • Independent and unbiased research focused on financial literacy and empowerment

  • 10,000+ hours spent comparing fees, rewards, perks, and fine print

  • Transparent rating criteria so you always know how cards are evaluated

  • Built by financial educators who make it easy to compare, understand, and apply\

Our credit card content is created and reviewed by experienced finance professionals, not salespeople. Whether you're a student building credit, a family maximizing cashback, or a frequent flyer chasing points — Capital Corner is your trusted guide.

Best Credit Cards for
Students

Best for: Secured card
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Discover it® Secured Credit Card

5.0/5


Annual fee

$0

Interest rate

27.24%

Intro offer

Cashback Match™

Recommended credit score

300 - 629 (Poor)

Card Details 

2% Cash back at Gas stations on up to $1,000 in combined purchases each quarter.

2% Cash back at Restaurants on up to $1,000 in combined purchases each quarter.

1% Cash back on all other purchases.


Rewards: 

  • No credit score required to apply. No Annual Fee.

  • Your secured credit card requires a refundable security deposit, and your credit line will equal your deposit amount, starting at $200. Bank information must be provided when submitting your deposit.

  • 30 points or more—that’s how much you could increase your FICO® Credit Score on average after just six months of responsible use.

  • Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.

  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers—only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards.

  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.

  • Terms and conditions apply.

Best for: International Students
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Firstcard® Secured Credit Builder Card

4.5/5


Annual fee

$48 - $120

Interest rate

N/A

Intro offer

N/A

Recommended credit score

300 -689 (Poor - Fair)

Card Details 

15% Merchant Cashback at 29,000 partner merchants.

10% Random Cashback on all qualifying purchases.

1% Unlimited Cashback with Firstcard Premium on all purchases on top of the two cashback offerings (Merchant Cashback and Random Cashback) all Firstcard members are currently enjoying.


Rewards: 

  • Build credit faster, cheaper, and safer

  • No credit checks and no credit history are required to open a credit card

  • Accepts immigrants and internationals without an SSN - apply with a passport and visa.

  • 0% APR. Don’t worry about overspending. What you deposit is what you can spend.

  • No account minimum, no interest, and no overdraft fee

  • Get up to 15% Merchant Cashback at 29,000 partner merchants

  • Get up to 10% Random Cashback on all qualifying transactions

  • Earn 4.00% APY with Firstcard Premium, 2.00% APY with Firstcard+, or 0.75% APY with Firstcard Standard on the money in your Firstcard

  • Earn an additional 1% Unlimited Cashback with Firstcard Premium on all qualifying transactions on top of the two cashback offerings (Merchant Cashback and Random Cashback)

  • Monitor your credit score right in the app

  • Get an in-depth monthly credit report with Firstcard+ and Firstcard Premium

  • Instant access to your virtual card once your account is approved and you add your virtual card to your phone’s digital wallet

  • Your money is protected with Firstcard — automatically insured up to $250,000 by FDIC (backed by the U.S. government)

Best for: Flat-rate cash back
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Capital One Quicksilver Student Cash Rewards Credit Card

4.5/5

Annual fee

$0

Interest rate

19.24% - 29.24%

Intro offer

$50

Recommended credit score

630 - 689 (Fair)

Card Details 

5% Cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

1.5% Cash back on every purchase, every day.


Rewards: 


  • Earn unlimited 1.5% cash back on every purchase, every day

  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months

  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges

  • Enjoy no annual fee, foreign transaction fees, or hidden fees

  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen

  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card

  • Build your credit with responsible card use

  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you

Best for: No credit history
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Chase Freedom Rise®

4.8/5


Annual fee

$0

Interest rate

25.99%

Intro offer

$25

Recommended credit score

690 - 850 (Good - Excellent)

Card Details 

1.5% Cash back on all purchases.


Rewards:

  • Increase your approval chances - Having a Chase checking or savings account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise®

  • Earn Cash Back - With Chase Freedom Rise®, you can start building credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.

  • Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.

  • Credit Limit Increase - As a Freedom Rise cardmember, you'll be evaluated for a credit line increase in as soon as 6 months. Your credit line is the maximum amount of money you can spend on your Freedom Rise® Card

  • Free Credit Score - Track your credit score and learn how to build it with Chase Credit Journey.

  • No Annual Fee - You won't have to pay an annual fee for all the great features that come with your Freedom Rise® card.

  • Member FDIC

Best for: Travel rewards
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Bank of America® Travel Rewards credit card for Students

4.6/5 


Annual fee

$0

Interest rate

18.24% - 28.24%

Intro offer

25,000 points

Recommended credit score

690 - 850 (Good - Excellent)

Card Details 

3x Points per $1 spent on travel purchases booked through the Bank of America Travel Center.

1.5x Points per $1 spent on all purchases.


Rewards:


  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.

  • Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.

  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.

  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.

  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.

  • When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job.

  • Contactless Cards - The security of a chip card, with the convenience of a tap.

  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Best Rewards Back Card

Chase Freedom Unlimited®

  • Affiliate Compensation: Often $200–$400+ per approved sign-up (through major affiliate networks like CJ, FlexOffers, or Impact)

  • High Conversion Rate: One of the most popular no-annual-fee cards

  • Very Attractive Rewards:

    • 5% on travel through Chase Ultimate Rewards

    • 3% on dining and drugstores

    • 1.5% on all other purchases (higher than the standard 1%)

    • $200 sign-up bonus after spending $500 in the first 3 months

  • No annual fee

  • Backed by a strong brand (Chase), which builds trust and increases conversion

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