1. Introduction and Overview

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At Capital Corner, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy describes how we collect, use, share, and protect your information when you visit our website, use our services, or interact with us in any way. By using the Capital Corner website and services, you agree to the terms of this Privacy Policy.

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We are based in Edmonton, Alberta, Canada, and comply with applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA).

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2. What This Privacy Policy Covers

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This Privacy Policy applies to your use of all services provided by Capital Corner (“we,” “our,” or “us”), including:

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• Our website and mobile versions thereof

• Financial education materials and tools

• Affiliate product recommendations (e.g., credit cards, savings accounts, investment accounts)

• Paid services including tax planning, portfolio reviews, investment setup, and consultations

• Communication with our team via email, phone, chat, or social media

• Any data submitted through forms or sign-ups on our site

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3. Information We Collect

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We collect several types of information to deliver our services and provide a personalized experience:

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3.1 Contact and Registration Information

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• Name, email address, mailing address, phone number, date of birth

• Username and password

• Any information provided through contact forms or service requests

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3.2 Identity Verification Information

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• Government-issued ID numbers (e.g., Driver’s License, Passport)

• Date of birth

• Any additional documents provided to verify your identity for certain services

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3.3 Financial Information

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• Bank account information

• Credit card and payment data

• Investment portfolio information

• Income, expenses, assets, liabilities

• Financial goals, employment status, business info

• Risk tolerance and third-party linked financial account details

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3.4 Demographic Information

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• Age, gender, marital status, and other similar details when required to provide a relevant service (e.g., retirement tools or insurance rate quotes)

 

3.5 User-Generated Content and Communications

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• Email messages, phone call recordings (where legally permitted), customer service chats, reviews, or form responses

 

3.6 Device and Contact Data

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• Browser and device type

• IP address

• Device IDs

• Operating system

• Referral URLs and geographic location (based on IP or device permissions)

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3.7 Inferences and Analytics

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We may infer your preferences or behavior based on the above data or use third-party services for analytic and marketing purposes.

 

4. Cookies and Other Technologies

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We use cookies, web beacons, pixels, and other tracking technologies to:

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• Remember user preferences

• Analyze site traffic and usage

• Deliver personalized content and advertisements

• Authenticate users and protect against security threats

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You can manage your cookie preferences through your browser settings.

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5. How We Use Your Information

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We use your information to:

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• Provide, maintain, and improve our services

• Recommend financial products that suit your profile

• Respond to inquiries and offer customer support

• Facilitate affiliate relationships and paid service delivery

• Comply with legal obligations

• Prevent fraud or abuse

• Improve marketing and user experience

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6. How We Disclose Your Information

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We may disclose your personal information under the following circumstances:

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• To affiliates and partners when you interact with a recommended financial product or service

• To service providers (e.g., hosting platforms, payment processors, consultants) who are contractually obligated to protect your data

• When legally required, including requests from regulatory bodies, law enforcement, or court orders

• With your consent, or when you opt-in to communications from third parties

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We never sell your personal information.

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7. How Long We Retain Your Personal Information

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We retain your personal data only as long as needed:

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• To provide services

• To comply with legal, tax, or regulatory requirements

• For record-keeping purposes or resolving disputes

Once no longer needed, your data is securely deleted or anonymized.

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8. Data Security

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We implement industry-standard security measures to protect your personal information, including:

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• SSL encryption

• Secure server infrastructure

• Access restrictions

• Routine monitoring and updates

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While we do our best to protect your information, no online system is 100% secure. You use our services at your own risk.

 

9. Your Rights and Choices

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You may:

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• Request a copy of your data

• Request correction or deletion

• Withdraw consent for marketing communications

• Disable cookies through your browser settings

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To exercise these rights, please contact us at the information below.

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10. Children’s Privacy

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Our services are intended for users aged 18 and older. We do not knowingly collect information from children under 18. If you believe a child has submitted information, please contact us, and we will delete it promptly.

 

11. Changes and Updates to This Privacy Policy

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We may update this Privacy Policy from time to time. When we do, we will revise the "Effective Date" at the top of this page. Continued use of our services after updates constitutes your acceptance.

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12. Our Contact Information

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If you have questions or concerns about this Privacy Policy or your personal data, please contact us:

Capital Corner

Email: contact.capitalcorner@gmail.com